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Buying a property through Phillips and Still:

Our step by step guide to buying your perfect home or investment:

Step 1: Arranging your Mortgage

Firstly we would advise you to arrange your finances and, if required, arrange a mortgage agreed in principle prior to starting your property search. This will enable you to set your budget correctly. If you are buying cash then this step will not be required

We have a fully qualified, experienced independent financial advisor who has complete access to all lenders and is happy to speak to you in our office, over the phone or if local would happily visit you at your home.

Step 2: Register your Interest

We would advise that firstly you register with us for property updates by either calling us on 01273 771111 by or visiting our office and we will input your search requirements into our on-line database and you will be automatically updated on suitable properties. You can also register by clicking here.

Step 3: Finding the Right Property

After discussing your requirements, we will keep you up to date via email or by phone with new properties on the market that match your criteria.

Step 4: The Key to Successful Viewings

We offer a dedicated and unrivalled service 6 days a week. Our office is open 8.30am – 6.00pm Monday to Friday and Saturday, 9.00am – 4.00pm Saturdays. We also happy when we can to accommodate viewings out of normal office hours.

We highly recommend an early viewing appointment in order to secure a property. We will accompany you to your viewing appointments ensuring we are on hand to answer any questions immediately and advise where needed.

Step 5: Instructing a Solicitor

Choosing an efficient reliable solicitor can be key to the success of purchasing a property. We recommend an excellent solicitor who is extremely local as we feel this is vitally important as by using a local firm they have excellent knowledge of the local properties and also we have the ability to drop off or collect any paperwork to increase the speed of the transaction.

Step 6: Making an Offer

Once you have informed us of your offer we will put it forward to the seller verbally and in writing via email. We will also state whether there are any special conditions to your offer. It may be requested that you prove you are in a position to proceed. For example by providing proof of cash funds or evidence of your mortgage agreed in principle.

Until the contracts are signed there are no legal obligations.

Step 7: Offer Agreed

Once your offer is accepted we will write to all parties to confirm the agreed price and possible conditions of offer. We will ask you to confirm your solicitor’s and mortgage broker’s details so we can prepare a memorandum of sale.

Next you will need to instruct your solicitor and ask your mortgage broker to proceed with your application.

Step 8: Sales Progression And Exchange Of Contract

We will liaise regularly with both solicitors and also provide you with regular updates as to how far the sale has progressed. We will attempt to over come any issues that may arise and give 100% commitment to getting you a successful completion and being able to hand you the keys to your new home.